Can you get rid of bad credit?

Some questions about bad credit clients ask us

We managed to help some of the people who asked ask questions about bad credit loans. Is you situation similar to some - below?

My current mortgage is $72000. Actual property value is $210000. My debt consolidation is about $20000
I need to eliminate debts that have built up in the last 6 mths due to partner stopping work due to sickness.

I'm looking to buy a house toogether with my wife but i have a default on my credit for 2500 on a ge credit card and 130 dollars on a phone bill which have been paid over 2 years ago. we have 45000 deposit and we earn about 95000 a year.

Our property value: $9000 Debt Consolidation: $4000.
We want to start hairdressing buisness from home need some help

My current mortgage: $830000. The property value: $1.500000
I need to pay off credit card no defaults but been refused by big bank can i still get finance net about combined 8400 a month also have two dependents self employed my work works full time. can i get low finance rate?

Do you do personal loans or car loans? I am after a personal loan of 5,000 to consolidate 3 personal loans. i only need it for 18 months. Willing to pay good interest for it.

I was wondering if i could still borrow money even if i dont own a home, i am married with 3 kids and the house is in my husbands name, i need the money to add another room on to our very small home as i am pregnant with anoter child and are currently in a 2 bedroom home, i am able to repay per fortnight approx 200 dollars but was wondering how much would be the maximum i could borrow , i am currently on home duties and the loan would be soley under my name

The loan is for vehicle repairs. I have 1 $360 default on my credit history from 4 years ago from an unpaid phone bill. any help would be greatly appreciated.

We need a car loan, we are prepared to pay directly from employer to loan. I earn $1050 per week and have a guarantor. Can you help?

After trying for a few loans (non bad credit) and been rejected i feel like im out of options. I was wanting to pull my debts into one. I have a credit card with a small debt and some bills i really need help with and car repairs coming up that are going to make me dig deep. I work full time and am unsure of my credit report but will be sending off for a copy. What do i need to qualify and be approved for a loan. Are there things in particular you look at when deciding?

Current mortgage: $460000 Property value: $600000 Debt Consolidation: $30000 Address: 5 chalkwell bend landsdale. Need a loan to start up new business

We just put in a new kitchen,and painting through out the house. my credit rating is not good. but my wifes is very good! we take home around 100,000 a year.

Wish to pay off my credit card debt after a holiday. Need help to do so..

Needing to re-finance my car so i can sell it and need to make some repairs before selling.

Urgently need the loan to pay for my uni fees

I am looking for debt consolidation of $30000 with a income of $134,000

I am hoping that you will be able to help me. I need to apply for a personal loan for $4000. This loan is for a couple of things - a new washing machine, some repairs to my car and a couple of large medical bills which are urgently overdue. I had a default on my credit file in 2006 for $2200 which was paid in full by 2008. (this was due to being unemployed at the time) Unfortunately this is not removed from my file until 2011. This is impairing me from obtaining a loan now. I work full-time with an income of $55185 p.a so i have the means to repay a loan. I currently have 1 debt of a credit card which i pay $250 per month. I fully own my car and do not have any other loans. I am hoping that you will be able to help me in finding a lender for my personal loan.

I need $10,000 to pay off late bills

I am looking for $2,000 for part payment to do a chef course in brisbane

I am trying to get ahead with bills, forever doing overtime just to be able to get by till next payday. Have made some really stupid decisions growing up from 18 years old to now. and im just tired off feeling like im going nowhere and working is going nowhere.